Written by the myFloridaATM.com install team — Winter Park-based, ATM-only techs with 10 years and 75+ installs across Central Florida. Last updated October 6, 2026.
What is a through-the-wall ATM?
Short answer: A through-the-wall (TTW) ATM is installed through an exterior wall so customers use it from outside while it is loaded and serviced from inside the building. It gives 24-hour access without letting customers in after hours, and it costs more than an indoor ATM because it needs a TTW-rated machine, wall cutting, weatherproofing, electrical work and often a permit.
Florida Weather Changes the Plan
An outdoor ATM in Central Florida takes more abuse than one in most states. What we look at on every site check:
- Afternoon sun. A west-facing wall in July will cook a screen. North- or east-facing walls last longer.
- Sideways rain. Summer storms drive water at the face of the machine; sealing and an overhang matter.
- Salt air. On A1A in Daytona Beach, corrosion shows up fast, so service visits are more frequent.
- Permits. Cutting an exterior wall usually means a permit from the City of Orlando, Orange County or whichever jurisdiction you’re in — we check before quoting.
Can I put an ATM outside my business without a wall install?
Yes — a freestanding outdoor or drive-up unit on a concrete pad with bollards. It still needs electrical work and usually a permit.
Indoor vs. Through-the-Wall vs. Outdoor Freestanding
| Indoor freestanding | Through-the-wall | Outdoor / drive-up | |
|---|---|---|---|
| Access hours | Store hours | 24/7 | 24/7 |
| Construction | None | Wall cutting, framing, sealing | Concrete pad, bollards, electrical |
| Permit | Usually not | Often required | Usually required |
| Weather exposure | None | Front face only | Full |
| Cost | Free install | Quoted per site | Quoted per site |
Our Through-the-Wall Installation Process
- Site check: wall type, interior service space, electrical and connectivity
- Landlord and permit review with the City or County
- Written quote covering the machine, wall work, electrical and finish
- Wall cut, framing and TTW machine installation
- Weather sealing, surge protection and lighting
- Programming, live test transaction and walkthrough
Florida-Specific Considerations for Outdoor ATMs
- Rain and humidity — the face and seal must handle daily summer storms
- Direct sun — screens and card readers fail early in full afternoon sun; north- or east-facing walls are best
- Hurricanes — plan shutdown and cash removal before storms
- Salt air — beachside locations such as Daytona need corrosion-resistant finishes and more frequent service
- Lightning — surge protection on power and communication lines is essential
Why Businesses Choose Us for Outdoor ATM Installs
- ATM-only focus — no POS, phones or cameras.
- Free ATM installation — no upfront installation cost; we provide, install and maintain the ATM.
- Genmega & Hyosung specialists with EMV readers and encrypted PIN pads.
- Local Central Florida techs across Orange, Seminole, Osceola, Volusia, Marion and Polk counties.
- 10 years, 75+ ATMs installed.
Through-the-Wall ATM FAQs
How much does a through-the-wall ATM cost?
More than an indoor ATM, because it requires a TTW-rated machine, wall cutting, weatherproofing, electrical work and often a permit. We quote it after a site check.
Do I need a permit for a through-the-wall ATM in Florida?
Usually yes. Cutting an exterior wall and adding electrical work typically needs City or County approval, plus landlord permission if you lease.
Can any ATM be installed through a wall?
No. Through-the-wall installs need a TTW-rated model designed for exterior exposure and rear service access.
Is an outdoor ATM safe?
It can be, with good lighting, cameras, anti-skimming hardware, bollards and a visible location. We plan security as part of every outdoor install.
Get your free ATM: call (786) 554-3977 or check if your business qualifies. For qualifying businesses. No upfront cost — we install, maintain and service it.