New vs. Refurbished ATMs: What to Check Before You Buy
Written by the myFloridaATM.com install team — Winter Park-based, ATM-only techs with 10 years and 75+ installs across Central Florida. Last updated October 15, 2026.
Should I buy a new or refurbished ATM?
Short answer: A refurbished ATM costs less and works well for most indoor retail locations, as long as it has an EMV chip reader, an encrypted PIN pad and current software. A new ATM costs more but includes a full manufacturer warranty and the longest service life, which suits high-volume or 24-hour locations.
The Central Florida Angle
One local tip: a lot of “refurbished” ATMs listed online were pulled from service because they’re not EMV-capable. Before you buy:
- Ask for the model number and confirm EMV certification.
- Ask whether it will work with current processing.
- Factor in shipping to Florida and free installation.
Will you inspect a used ATM before I buy it?
Send us the model and photos and we’ll tell you what to check.
Refurbished ATM Checklist
- ☐ EMV chip reader installed and certified
- ☐ Encrypted PIN pad meeting current standards
- ☐ Software and firmware updated
- ☐ Dispenser and cassette tested
- ☐ Receipt printer working
- ☐ Cosmetic condition acceptable
- ☐ Warranty terms in writing
New vs. Refurbished at a Glance
| Refurbished | New | |
|---|---|---|
| Upfront cost | Lower | Higher |
| Warranty | Seller warranty | Full manufacturer warranty |
| Lifespan | Shorter | Longest |
| Best for | First ATM, moderate volume | High volume, 24-hour, long-term |
Frequently Asked Questions
Are refurbished ATMs reliable?
Yes, if properly inspected, updated and EMV-capable. Ask for warranty terms in writing.
How long does an ATM last?
With regular maintenance, retail ATMs often run for many years; parts availability and security standards usually drive replacement.
Can I buy a used ATM online and have you install it?
Yes, we install ATMs bought elsewhere — but check it is EMV-capable and compatible with current processing first.
Related: ATM sales · Best ATMs for small business · ATM installation
Get your free ATM: call (786) 554-3977 or check if your business qualifies. For qualifying businesses. No upfront cost — we install, maintain and service it.
