Customer using an ATM installed by myFloridaATM in Florida

ATM Wireless Modem vs. Internet vs. Phone Line: Which Is Best?

Written by the myFloridaATM.com install team — Winter Park-based, ATM-only techs with 10 years and 75+ installs across Central Florida. Last updated October 20, 2026.

What is the best way to connect an ATM?

Short answer: For most Florida businesses, a cellular wireless modem is the best way to connect an ATM: it needs no dedicated line, installs quickly, and keeps the ATM online when store internet goes down during storms. Ethernet is cheap and fast but fails when your internet does; dial-up phone lines still work but are slower and increasingly rare.

The Central Florida Angle

In Central Florida, storm resilience is the deciding factor:

  • Afternoon thunderstorms regularly knock out plaza internet for hours.
  • Cellular networks usually recover faster than cable internet after outages.
  • Metal buildings can block signal — we test before installing.

Which cellular carrier works best for ATMs here?

It depends on your exact location. We test signal strength on site.

Comparison

Wireless modemInternet (Ethernet)Phone line
SetupFast, no wiringNeeds network dropNeeds landline
Monthly costData planUses existing internetPhone bill
Storm resilienceHighDepends on your ISPModerate
SpeedFastFastSlow
Best forMost locationsStable networks with backupLegacy setups

Frequently Asked Questions

Does an ATM need internet?

No. A cellular wireless modem connects the ATM without store internet.

Can I use my store Wi-Fi for an ATM?

We don’t recommend relying on store Wi-Fi alone; a wired or cellular connection is more reliable and secure.

Why does my ATM keep losing connection?

Common causes include weak cellular signal, network outages or loose cables. A local tech can test signal and reposition the antenna.

Related: ATM processing · ATM error codes · Installation checklist

Get your free ATM: call (786) 554-3977 or check if your business qualifies. For qualifying businesses. No upfront cost — we install, maintain and service it.

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