How to Spot and Prevent ATM Skimmers: A Staff Training Guide
Written by the myFloridaATM.com install team — Winter Park-based, ATM-only techs with 10 years and 75+ installs across Central Florida. Last updated October 19, 2026.
How do you spot a skimmer on an ATM?
Short answer: Check the card reader and keypad for anything loose, bulky, misaligned or a different color, look for tiny holes or cameras above the keypad, and gently wiggle the card slot — a real reader does not move. If something looks wrong, take the ATM out of service and call your provider and local police. Installing a skimmer is a crime under Florida law.
The Central Florida Angle
Skimmers are a real issue around Central Florida’s tourist corridors, where thousands of out-of-town cards pass through every day:
- International Drive, US-192 and I-4 exit stores are higher-risk.
- 24-hour stores see most tampering overnight.
- Busy events — holiday weekends, Bike Week — give criminals cover.
Who do I call if I find a skimmer in Orlando?
Call your local police department or sheriff’s office and your ATM provider.
Daily 30-Second Staff Check
- Wiggle the card reader — it should not move
- Press around the keypad edges — no raised overlay
- Look above the keypad for pinhole cameras
- Compare the machine to a photo of how it should look
- Check for adhesive residue or scratches around panels
Prevention
- Place the ATM in staff and camera view
- Use EMV readers and encrypted PIN pads
- Add anti-skimming hardware at high-risk sites
- Keep a reference photo at the register
- Inspect after every shift change at 24-hour stores
Frequently Asked Questions
What should I do if I find a skimmer?
Don’t remove it with bare hands if you can avoid it; take the ATM out of service, call local police and your ATM provider, and preserve camera footage.
Do EMV ATMs prevent skimming?
EMV reduces counterfeit-card fraud but does not stop all skimming. Physical checks are still needed.
How often should staff check the ATM?
At least daily, and at every shift change for 24-hour locations.
Related: ATM security upgrades · ATM compliance guide · ATM repair
Get your free ATM: call (786) 554-3977 or check if your business qualifies. For qualifying businesses. No upfront cost — we install, maintain and service it.
